ribciuc asked:
This is both an Immigration question and a Health Insurance question. My parents will start living in the US several months a year or more as legal visitors to live with us until they get green cards and can move here permanently. They are close 56, 59 years old. How do I go about getting them health insurance so unexpected health concerns don’t ruin them, they can get their prescriptions filled w/o paying an arm and a leg, etc?
This is both an Immigration question and a Health Insurance question. My parents will start living in the US several months a year or more as legal visitors to live with us until they get green cards and can move here permanently. They are close 56, 59 years old. How do I go about getting them health insurance so unexpected health concerns don’t ruin them, they can get their prescriptions filled w/o paying an arm and a leg, etc?
Are there specialized US insurance companies that offer insurance to non-residents that’s worth anything? I don’t need the gimmicky travel insurance that won’t cover anything or require outrageous deductibles and paperwork sent to some tax haven country … I need a reliable US insurer who can be found, operates under laws of US, has customer service who can explain their policies, etc.
Tags: Customer Service, Deductibles, Health Insurance, Immigration, Insurance Question
Each state controls the insurance products offered in that state. I suggest you start by calling some of the independent insurance agents listed in the Yellow Pages of your phone book. Being independent agents they are able to offer you a wide rage of products from a large number of companies.
Many, many older Canadians, who reside in Florida during the winter months, purchase the type of health insurance you’re looking for.
If you expect low deductibles, low co-pays and prescription coverage you’d better be prepared to pay an arm and a leg.
I suggest to contact Immigration, I bit you they have a list of group or organization that insure you parents Health insurance and they are approve by them.
In internet you can ask the INI for guide line and information and the group who are approved by them and under their supervision
Blue Cross Blue Shield has a program that most people use that they dont know exists called BlueCard. Since most BCBS plans are controlled by different companies and are broken down by state you need this plan if you for instance work for a company based in California but live in Kentucky and want in network benefits. They also have a division called BlueCard World Wide where you can get in network benefits in countries that take part in the BCBS Association. This sounds good for you because they can been seen here and most likely wherever they are from. (If its the Caribbean thats just too easy, esp PR).